Purchasing a funeral plan has become a thoughtful way for people to arrange their own funeral in advance.
With rising costs, emotional stress on loved ones, and the desire to lock in personal wishes, many people are choosing to plan ahead.
One provider stands out in the UK market: Golden Charter funeral plans, and these are offered here at Andrew Smith Funeral Services.
The benefits of a funeral plan
A pre-paid funeral plan allows you to:
- Specify how you want your funeral to be arranged
- Secure the cost of your funeral director’s services at today’s prices
- Provide clarity and peace of mind for your family
- Avoid leaving decisions and payments to loved ones at a difficult time
Once a Golden Charter plan is fully paid for, there is nothing more to pay for the funeral director’s services included in the plan, even if prices rise in the future.
A leading, trusted provider
Golden Charter is one of the UK’s largest funeral plan providers, trusted by thousands of people across the country. The Golden Charter plans we offer here at Andrew Smith can be completely tailored to your needs, whether you would prefer an understated, unattended cremation without a service, a fixed-price simple funeral or a completely bespoke funeral plan – including a ceremony, burial or cremation. With multiple plans to choose from, you can select one that fits your preferences and budget.
A Golden Charter funeral plan from Andrew Smith typically includes:
- Professional funeral director services
- Transportation of the deceased
- Preparation and care of your loved one
- Provision of a coffin
- An allowance towards third-party costs (such as crematorium fees or minister fees)
Some elements, such as burial plots, headstones, catering or flowers, may not be included within the plan but can be added on if needed.
Why Golden Charter is a popular choice
People choose a Golden Charter funeral plan from Andrew Smith for several reasons:
- Peace of mind in knowing your funeral arrangements are in place
- The flexibility of multiple plans to suit different wishes
- Support and guidance from local funeral directors who offer the plans
- Security in the knowledge that your funds are protected in the Golden Charter Trust and overseen independently
Paying for your plan
Golden Charter offers flexible payment options, so you can either make a one-off payment, or pay in monthly instalments over a period that suits you.
This flexibility helps make planning financially manageable, without compromising on the quality or detail of the service you prefer.
Choosing a trusted local funeral director
When you purchase a Golden Charter funeral plan with Andrew Smith Funeral Services, you benefit from:
- Local, personal support from a family-run funeral director
- Transparent pricing and clear explanations of services
- Guidance through every detail, ensuring your wishes are understood and respected
At Andrew Smith Funeral Services, we believe planning ahead should feel reassuring, not overwhelming. This is why we invite you to sit down with us at our premises in a calm, comfortable setting, where we can talk through your wishes at your own pace. Our experienced team will take the time to listen carefully, answer any questions you may have, and guide you through the different options available.

Whether you already have clear ideas about your funeral, or you are just beginning to think about it, we can help you shape a plan that feels right for you. From the type of service you would prefer, to the smaller personal touches that make a farewell meaningful, we ensure every detail is considered and clearly documented.
We take the time to understand what matters most to you and tailor a plan that reflects your values and preferences.
Final thoughts
While everyone’s needs are different, Golden Charter funeral plans are widely regarded as one of the most flexible, secure, and comprehensive options available; especially when combined with the personalised care of the dedicated team at Andrew Smith.
Planning ahead is not just practical, it is a heartfelt way to care for the people you love.
Why Choose Us?
As an independent funeral director we are not restricted by corporate guidelines, we have the flexibility and the freedom to tailor our services appropriate to your needs.
Our team
Our team are highly professional, dedicated, compassionate individuals, all of whom strive to provide the highest level of service and care.
Funeral options
We are dedicated to providing you with a choice of services and products to fit your individual requirements and budget.
Current funerals
Details of funerals we are handling currently, including the families’ wishes in relation to flowers and donations.